Apply within minutes online. No hidden fees, no paper work, no branch visits
Lulalend.
Partnering with Xero to grow your business
Apply within minutes online. No hidden fees, no paper work, no branch visits
Our cutting edge technology allows us to use your Xero data to make a decision on your real business performance in minutes.
No early repayment fees.
Pay early and save.
All funding transactions are automatically posted to Xero.
Funding for inventory purchasing, equipment, marketing, cash flow, unexpected expenses, renovations and more.
Apply online for free. We just need some basic details about you and your business and aim to get you approved in minutes.
Or call us on 087 250 0014 and we can assist you in getting your application underway.
On the financial information section of your application link your Xero account.
Funding for successful applications as well as your repayments will reflect directly in Xero. No manual process required.
You will be provided a decision in minutes – no paperwork, no waiting, no commitment.
Our fees are transparent and easy to understand so that you know exactly how much needs to be repaid.
Business funding of R10,000 to R5,000,000 - we aim to have the funds in your bank account within 24 hours.
Repay in standard instalments over 6 or 12 months. Or choose to pay early with no penalty fee!
We've simplified the lending process with our 6 and 12 Month Plans. Every month you pay back 1⁄6th or 1⁄12th (depending on which plan you choose) of the total advanced amount plus the monthly cost. Monthly Costs are 2% - 6% of your advanced amount for the first 2 or 4 months (plan dependent) and 2% for each of the remaining months. You can pay early and save.
| Month | Capital payment | Cost * | Monthly payment due |
|---|---|---|---|
| 1 | 0 | 0 | 0 |
| 2 | 0 | 0 | 0 |
| 3 | 0 | 0 | 0 |
| 4 | 0 | 0 | 0 |
| 5 | 0 | 0 | 0 |
| 6 | 0 | 0 | 0 |
| 7 | 0 | 0 | 0 |
| 8 | 0 | 0 | 0 |
| 9 | 0 | 0 | 0 |
| 10 | 0 | 0 | 0 |
| 11 | 0 | 0 | 0 |
| 12 | 0 | 0 | 0 |
| Total | 0 | 0 | 0 |
Xero is easy to use online accounting software that’s designed specifically for small businesses.
Find out more or try Xero Accounting Software for free.
Lulalend not only made it possible for me to get access to the funding I needed for inventory purchases but their application process was easy and uncomplicated. It is completely online so I could do it from anywhere at any time and it took me no more than 8 minutes. A response to my application was also remarkably quick and I received the funding I needed within 24 hours – that’s unheard of with traditional lenders. Phaedon Gourtsoyannis, Founder of Cape Coffee Beans